Most people understand the importance of keeping their most valuable assets safe and secure. For many Floridians, a Fort Lauderdale FL insurance broker handles policies that cover everything from their homes to their personal possessions.
If you are making payments on your car, the lien holder will require that you purchase comprehensive coverage. When a vehicle is stolen or damaged in some way, this policy provides repair and replacement. Comprehensive coverage also includes a set amount to pay medical expenses you might have, and if you are at fault, the other motorist's medical costs.
Homeowners with mortgages are also required to have a policy on their residences. You can insure additional structures on your property and make provisions for replacement of personal property.
Fire and water damage can make your home unlivable until major repairs have been made. Your policy should include a provision that pays for temporary housing.
Condo policies cover damage to personal items, such as clothing, furniture, and appliances. Policies can also be applied toward liability costs and common loss assessments made by the condo association.
Many apartment management companies require their renters to have a renter's policy. This covers personal property up to a certain amount.
Special event coordinators often purchase temporary policies. These cover loss or damage.
Large personal property items such as boats are usually insured by their owners. When you have an accident on the water, your policy will pay to repair the damage to the boat. It should also cover any injuries sustained by the passengers.
When you have a business, it is very important that you maintain comprehensive coverage. Not only should your protect your company, you need to have policies in place to protect employees and all tangible and intangible assets.
If you are making payments on your car, the lien holder will require that you purchase comprehensive coverage. When a vehicle is stolen or damaged in some way, this policy provides repair and replacement. Comprehensive coverage also includes a set amount to pay medical expenses you might have, and if you are at fault, the other motorist's medical costs.
Homeowners with mortgages are also required to have a policy on their residences. You can insure additional structures on your property and make provisions for replacement of personal property.
Fire and water damage can make your home unlivable until major repairs have been made. Your policy should include a provision that pays for temporary housing.
Condo policies cover damage to personal items, such as clothing, furniture, and appliances. Policies can also be applied toward liability costs and common loss assessments made by the condo association.
Many apartment management companies require their renters to have a renter's policy. This covers personal property up to a certain amount.
Special event coordinators often purchase temporary policies. These cover loss or damage.
Large personal property items such as boats are usually insured by their owners. When you have an accident on the water, your policy will pay to repair the damage to the boat. It should also cover any injuries sustained by the passengers.
When you have a business, it is very important that you maintain comprehensive coverage. Not only should your protect your company, you need to have policies in place to protect employees and all tangible and intangible assets.
About the Author:
Fort Lauderdale FL insurance broker will work with you to get the best possible rates and benefits. To discuss your specific insurance needs, visit this website now at http://www.alexandergreep.com.
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